We strongly recommend insurance for all your pets to assist with any treatment they may require in their lifetimes.
Considerations when choosing your insurance plan:
By choosing a 'covered for life' plan, you are ensuring ongoing conditions such as diabetes, renal disease, heart disease and so forth, will be covered for their entire life.
Please be aware that some plans place a limit on how much can be spent on each condition and this may impact what treatment you can afford in the future, so please research your insurance plans carefully.
Some insurance companies will pay your vets directly, meaning you are only required to pay the excess. Others require you to pay your vet in full and then claim back the balance from them at a later date. This may not be feasible for some people so you should investigate this when taking out a policy.